Monday, September 28, 2009

Thank God for Close Calls

The story:
Just another family camping trip. For me this is all relatively new, if I'm going to be honest I was a born and raised city girl who married into a family of outdoor fanatics. I try to be a good sport and go with the flow. So far I'm converting over rather well, at least in my opinion.

All was going great until my husband barges in on me while taking an afternoon camping cat-nap. He's acting frantic so I wake up rather quickly. I find out that 1. He's rolled the ATV, 2. My mother-in-law may have broken her leg, and 3. The ATV is at the bottom of an inaccessible mountain surrounded by thick aspens and bushes. Fun. To top off the situation, we almost roll the truck down the mountain while returning to the scene trying to rescue my mother-in-law. It was a day for drama.

After a night spent at the emergency room and another day spent (by the men) winching the ATV up the mountain, I was able to sit back and evaluate the situation. It's times like these I'm thankful that we all are in the insurance business. As insurance agents, protecting against and preparing for the worst and is our job. Granted, this scenario was in no way "the worst" - mother-in-law was diagnosed with a pretty bad bruise but no broken limbs, the ATV survived with a couple scrapes and dents but nothing major. Thank God for close calls though, they make you re-evaluate your situation and plan accordingly in the future.

The fact is, accidents happen to even the most experienced and careful of all people. Sometimes they are in your control but a lot of times they are not. The best advice I can give you is to evaluate your insurance coverage often. Have you looked over your insurance for you, your family, or your business lately? We'd be happy to help you with a free consultation and evaluation of your current coverages at no obligation to you. Just give us a holler! http://www.menathinsurance.com/